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CITY-COUNTY EMPLOYEES

Clearwater, FL · State Credit Union · Chartered in FL

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #67323Est. 1941RSSD: 855590

Members

3,958

Net Worth Ratio

8.24%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$42.2M

Peer Group 3

Members

3,958

as of latest quarter

Net Worth Ratio

8.24%

Well Capitalized

Institution Profile

NCUA

Address

1810 N Belcher Rd, Clearwater, FL 33765-1448

Chartered

1941

Branch Locations

2 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$42.2M

Total Shares

$38.7M

Total Loans

$25.7M

Net Income

$85K

Net Worth Ratio

8.24%

≥7% = Well Capitalized

Members

3,958

Return on Assets

0.20%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.18%

$45K

Loan-to-share ratio: 66.4%· healthy range 60–80%

Branch Locations

NCUA

MAIN OFFICE

1810 N Belcher Rd, Clearwater, FL, 33765-1448

Lobby: Monday-Thursday 9:00-4:00; Friday 9:00-6:00

MainDrive-thru

Fi Care Federal Credit Union

300 Jeffords St Ste A, Clearwater, FL, 33756-3810

8am-4pm

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.