CHESSIE
Cumberland, MD · Federal Credit Union · Chartered in MD
Who can join
Multiple select employee groups
Members
33,968
Net Worth Ratio
13.57%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$433.2M
Peer Group 5
Members
33,968
as of latest quarter
Net Worth Ratio
13.57%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$433.2M
Total Shares
$372.8M
Total Loans
$222.3M
Net Worth Ratio
13.57%
≥7% = Well Capitalized
Members
33,968
Delinquency Rate (60d+)
0.54%
$1.2M
Loan-to-share ratio: 59.6%· healthy range 60–80%
Branch Locations
NCUACommerce Drive
15 Commerce Dr, Cumberland, MD, 21502
Lobby 9am- 4:30pm Monday - FridaySaturday 9:00am-12:30pmDrive Thru8:00am-6:00pm Monday - FridaySaturday 8:00am-12:30pm
LaVale Office
1308 National Hwy, LaVale, MD, 21502
Lobby Monday - Friday 9:00am - 6:00pm, Saturday 9:00am - 12:30pm. Drive Thru Monday - Friday 8:00 am - 6:00 pm, Saturday 8:00am
WMHS
12501 Willowbrook Rd, Cumberland, MD, 21502
Mon/Tues/Wed/Thurs/Fri 9:00 am - 4:30 pm
Keyser
1015 Florida Ave, Keyser, WV, 26726
Mon - Fri Drive Thru 8:00 am - 6:00 pm Mon - Thurs Lobby 9:00 am - 4:30 pm Friday Lobby 9:00 am - 6:00 pm Saturday Drive Thru
Grafton
400 N Pike St, Grafton, WV, 26354
Mon - Fri Lobby 9:00 am - 4:30 pm Mon - Fri Drive Thru 8:00 am - 6:00 pm Saturday Drive Thru 8:00 am - 12:30 pm Saturday Lobb
Frostburg
100 Bishop Murphy Dr, Frostburg, MD, 21532-1328
Monday-Wednesday 9:00 - 5:00Thursday-Friday 9:00 - 6:00Saturday 9:00 - 12:30
Greene Street
321 Greene St, Cumberland, MD, 21502-2871
9:00 - 5:00 M-W 9:00-6:00 Th-F 9:00-12:30 Sat
Drive Thru
122 W Union St, Cumberland, MD, 21502
Monday - Friday 8:00 am - 6:00 pm Saturday 8:00 am - 12:30 pm
Messick Road
12401 Messick Road SE, Cumberland, MD, 21502
8:00-6:00 M-F 8:00-12:30 Saturday
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/chessie" target="_blank" rel="noopener">View CHESSIE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.