CENTRICITY
Hermantown, MN · State Credit Union · Chartered in MN
Who can join
Type 99
Members
21,757
Net Worth Ratio
13.42%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$337.9M
Peer Group 5
Members
21,757
as of latest quarter
Net Worth Ratio
13.42%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$337.9M
Total Shares
$276.9M
Total Loans
$253.5M
Net Income
$1.4M
Net Worth Ratio
13.42%
≥7% = Well Capitalized
Members
21,757
Return on Assets
0.42%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.38%
$959K
Loan-to-share ratio: 91.6%· healthy range 60–80%
Branch Locations
NCUAHermantown Office
4477 Lavaque Rd, Hermantown, MN, 55811
Lobby Hours Mon - Fri: 8:30 a.m. - 5:00 pm Drive-Up Hours Mon & Fri: 7:00 a.m. - 6:00 pm Tues, Wed & Thurs: 7:00 a.m. - 5:00 pm Sat: 8:00 a.m. - Noon
Duluth Office
2501 London Rd, Duluth, MN, 55812
Lobby Hours Mon - Fri: 8:30 a.m. - 5:00 pmSat: 9:00 a.m. - Noon Drive-Up Hours Mon & Fri: 8:00 a.m. - 5:30 pm Tues, Wed & Thurs: 8:30 a.m. - 5:00 pm Sat: 9:00 a.m. - Noon
Superior Office
25 Belknap St, Superior, WI, 54880
Lobby Hours Mon - Fri: 8:30 a.m. - 5:00 pmDrive-Up HoursMon - Fri: 8:00 a.m. - 5:30 pmSat: 8:00 a.m. - Noon
Denfeld Office
3924 Grand Ave, Duluth, MN, 55807
8:30 - 5:00
Proctor Office
410 N 2nd Ave, Proctor, MN, 55810-2206
8:30 - 5:30
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/centricity" target="_blank" rel="noopener">View CENTRICITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.