CENTRIC
West Monroe, LA · Federal Credit Union · Chartered in LA
Who can join
Select employee groups
Members
37,756
Net Worth Ratio
11.97%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$453.9M
Peer Group 5
Members
37,756
as of latest quarter
Net Worth Ratio
11.97%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$453.9M
Total Shares
$388.6M
Total Loans
$341.2M
Net Income
$513K
Net Worth Ratio
11.97%
≥7% = Well Capitalized
Members
37,756
Return on Assets
0.11%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.84%
$2.9M
Loan-to-share ratio: 87.8%· healthy range 60–80%
Branch Locations
NCUAExpo Circle Admin Center
213 Expo Cir, West Monroe, LA, 71292-9414
N/A
Monroe Center
710 Highway 165 North, Monroe, LA, 71201
8:00 am - 6:00 pm Monday - Friday9:00 am - 1:00 pm Saturday
Arkansas Road Centric Center
2353 Arkansas Rd, West Monroe, LA, 71291-7820
8:00 am - 6:00 pm Monday - Friday
Ruston Centric Center
1514 Eagle Drive, Ruston, LA, 71270-4912
8:00 am - 6:00 pm Monday - Friday9:00 am - 1:00 pm Saturday
Pecanland Center
1100 Pecanland Rd, Monroe, LA, 71203-7019
Lobby HoursM-W:8:00am ? 4:30pmT-F:8:00am ? 5:30pmSaturday:9:00am - 1:00pmDrive-Thru HoursM-F:8:00am ? 6:00pmSaturday:9:00am- 1:00pm
Mid City Monroe
1801 Louisville Ave, Monroe, LA, 71201
TBD
Ruston Downtown
102 W Alabama Ave, Ruston, LA, 71270
8:30AM - 4:30PM
Thomas Road Centric Center
1091 Thomas Rd, West Monroe, LA, 71292-5821
8:00 am - 6:00 pm Monday-Friday 9:00 am - 1:00 pm Sa
Grambling
120 Legends Ave, Grambling, LA, 71245-3400
M-F 8:30am-5pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/centric" target="_blank" rel="noopener">View CENTRIC on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.