CENTRAL STATE
Stockton, CA · State Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
14,221
Net Worth Ratio
8.97%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$255.2M
Peer Group 5
Members
14,221
as of latest quarter
Net Worth Ratio
8.97%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$255.2M
Total Shares
$208.6M
Total Loans
$83.8M
Net Income
$-16,343
Net Worth Ratio
8.97%
≥7% = Well Capitalized
Members
14,221
Return on Assets
-0.01%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.01%
$6K
Loan-to-share ratio: 40.2%· healthy range 60–80%
Branch Locations
NCUAMain Branch
919 N Center St, Stockton, CA, 95202
Monday to Friday 09:00am to 05:00pm
San Andreas Branch
462 Saint Charles St, San Andreas, CA, 95249-9664
Monday to Friday 09:00am to 05:00pm
El Dorado's Branch
5242 N El Dorado St, Stockton, CA, 95207-5845
Monday to Friday 09:00AM to 05:00PM Saturday 09:00AM to 1:00PM
Lodi's Branch
363 S Lower Sacramento Rd, Lodi, CA, 95242-3326
Monday to Friday 09:00am to 5:00pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/central-state" target="_blank" rel="noopener">View CENTRAL STATE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.