CENTRAL ONE
Shrewsbury, MA · Federal Credit Union · Chartered in MA
Who can join
Employer / occupational group
Members
39,109
Net Worth Ratio
9.45%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$882.7M
Peer Group 6
Members
39,109
as of latest quarter
Net Worth Ratio
9.45%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$882.7M
Total Shares
$735.3M
Total Loans
$701.3M
Net Worth Ratio
9.45%
≥7% = Well Capitalized
Members
39,109
Delinquency Rate (60d+)
0.35%
$2.4M
Loan-to-share ratio: 95.4%· healthy range 60–80%
Branch Locations
NCUACentral One Federal Credit Union
714 Main St, Shrewsbury, MA, 01545
M,T,W,FR 800AM-430PM Th 800AM-600PM Saturday 830AM-1200PM
Northborough-148 Main St.
148 Main St, Northborough, MA, 01532
M,T,W,FR 800AM-430PM Th 800AM-600PM Saturday 830AM-1200PM
Auburn
63 Southbridge St, Auburn, MA, 01501
M,T,W,FR 800AM-430PM Th 800AM-600PM Saturday 830AM-1200PM
Westborough
40 South St, Westborough, MA, 01581
M,T,W,FR 800AM-430PM Th 800AM-600PM Saturday 830AM-1200PM
Southgate
30 Julio Dr, Shrewsbury, MA, 01545
T 9-1
Shrewbury High School
64 Holden St, Shrewsbury, MA, 01545
11:30 - 1 School Days Only
Westborough High School
90 W Main St, Westborough, MA, 01581-2535
M-F 11:30AM to 1:00PM
St. Vincent Hosptial
123 Summer St Ste 510, Worcester, MA, 01608-1216
M, Th, Fr 7-3:30 Tues, Weds 7:30-3:30
Milford
82 Prospect St, Milford, MA, 01757
M,T,W,FR 800AM-430PM Th 800AM-600PM Saturday 830AM-1200PM
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/central-one" target="_blank" rel="noopener">View CENTRAL ONE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.