🏦Bank Scorer

CELCO COMMUNITY

Narrows, VA · Federal Credit Union · Chartered in VA

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #11254Est. 1956RSSD: 618384

Members

7,377

Net Worth Ratio

20.16%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$145.8M

Peer Group 5

Members

7,377

as of latest quarter

Net Worth Ratio

20.16%

Well Capitalized

Institution Profile

NCUA

Address

3381 Virginia Ave, Po Box 361, Narrows, VA 24124

Chartered

1956

Branch Locations

4 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$145.8M

Total Shares

$115.9M

Total Loans

$74.4M

Net Income

$443K

Net Worth Ratio

20.16%

≥7% = Well Capitalized

Members

7,377

Return on Assets

0.30%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.96%

$713K

Loan-to-share ratio: 64.2%· healthy range 60–80%

Branch Locations

NCUA

Celco Community Main Branch

3381 VIRGINIA AVE, NARROWS, VA, 24124

M - F 8AM - 5PM

MainATMDrive-thru

Celco Community Pembroke Branch

5862 Virginia Ave, Pembroke, VA, 24136

8am-5pm monday thru friday

ATMDrive-thru

STAR credit union

3871 Robert C Byrd Dr, Beckley, WV, 25801

CO-OP SHARED BRANCHING

3381 VIRGINIA AVE, NARROWS, VA, 24124

8AM-5PM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.