🏦Bank Scorer

CEDAR POINT

Lexington Park, MD · Federal Credit Union · Chartered in MD

Well Capitalized

Who can join

Employer / occupational group

Charter #5234Est. 1945RSSD: 850175

Members

47,768

Net Worth Ratio

9.07%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$902.9M

Peer Group 6

Members

47,768

as of latest quarter

Net Worth Ratio

9.07%

Well Capitalized

Institution Profile

NCUA

Address

22745 Maple Rd, Lexington Park, MD 20653

Chartered

1945

Branch Locations

6 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$902.9M

Total Shares

$815.9M

Total Loans

$515.7M

Net Worth Ratio

9.07%

≥7% = Well Capitalized

Members

47,768

Delinquency Rate (60d+)

0.16%

$846K

Loan-to-share ratio: 63.2%· healthy range 60–80%

Branch Locations

NCUA

Headquarters

22745 Maple Rd, Lexington Park, MD, 20653

Monday-Thursday 9:00 AM to 5:00 PM Friday 9:00 AM to 6:00 PM Saturday 8:30 AM to 12:00 PM

MainATMDrive-thru

Prince Frederick

90 Auto Dr, Prince Frederick, MD, 20678-3939

Monday - Friday 9:00 AM to 5:00 PM Saturday 8:30 AM to 12:00 PM

ATMDrive-thru

Lexington Park

21748 Three Notch Rd, Lexington Park, MD, 20653

Monday - Thursday 9:00 AM to 5:00 PM Friday 9:00 AM to 6:00 PM Saturday 8:30 AM to 12:00 PM

ATMDrive-thru

Leonardtown

40885 Merchants Lane Unit 19, Leonardtown, MD, 20650

Monday - Friday 9:00 AM to 5:00 PM Saturday 8:30 AM to 12:00 PM

ATMDrive-thru

Charlotte Hall

30330 Three Notch Rd, Charlotte Hall, MD, 20622

M-Th 7-6 F 7 -7 S 8:30 - 12

ATMDrive-thru

Waldorf

11100 Weymouth Ct, Waldorf, MD, 20603

9am- 5pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/cedar-point" target="_blank" rel="noopener">View CEDAR POINT on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.