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CAROLINA FOOTHILLS

Spartanburg, SC · Federal Credit Union · Chartered in SC

LICU MDIWell Capitalized

Who can join

Community — open geographic area

Charter #13476Est. 1960RSSD: 839189

Members

19,389

Net Worth Ratio

12.28%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$220.5M

Peer Group 5

Members

19,389

as of latest quarter

Net Worth Ratio

12.28%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 1411, Spartanburg, SC 29304

Chartered

1960

Branch Locations

8 locations

Membership Eligibility

Community — open geographic area

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$220.5M

Total Shares

$185.3M

Total Loans

$158.4M

Net Income

$1.7M

Net Worth Ratio

12.28%

≥7% = Well Capitalized

Members

19,389

Return on Assets

0.76%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.83%

$1.3M

Loan-to-share ratio: 85.5%· healthy range 60–80%

Branch Locations

NCUA

New John B White

1450 John B White Sr Blvd, Spartanburg, SC, 29306

Mon- Thur 9am to 5pm Fri 8am to 6pm

MainATMDrive-thru

Greenville

1609 E North St, Greenville, SC, 29607-1361

Mon - Thur 9am to 5pm Fri 8am to 6pm

ATMDrive-thru

John B White

1540 John B White Sr Blvd, Spartanburg, SC, 29301

Mon - Thur 9am to 5pm Fri 8am to 6pm

ATMDrive-thru

Gaffney

760 Hyatt St, Gaffney, SC, 29341

Mon - Thur 9am to 5pm Fri 8am to 6pm

ATMDrive-thru

Commonwealth

280 Commonwealth Dr, Greenville, SC, 29615

9am - 5pm

ATMDrive-thru

Mauldin

107 Ashmore Bridge Rd, Mauldin, SC, 29662

Monday-Thursday : 9am-5pm Friday: 8am-5pm

ATM

Spartanburg

520 N Church St, Spartanburg, SC, 29303-3034

Mon - Thur 9am to 5pm Fri 8am to 6pm

ATMDrive-thru

Symitar

8985 Balboa Ave, San Diego, CA, 92123

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.