CARO
Columbia, SC · Federal Credit Union · Chartered in SC
Who can join
Occupational / select employee group
Members
10,650
Net Worth Ratio
15.39%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$156.1M
Peer Group 5
Members
10,650
as of latest quarter
Net Worth Ratio
15.39%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$156.1M
Total Shares
$134.8M
Total Loans
$90.4M
Net Worth Ratio
15.39%
≥7% = Well Capitalized
Members
10,650
Delinquency Rate (60d+)
0.50%
$451K
Loan-to-share ratio: 67.1%· healthy range 60–80%
Branch Locations
NCUABranch-10
4480 Rosewood Dr, Columbia, SC, 29209-2629
8 am-6 pm
Branch-00
710 Pulaski St, Columbia, SC, 29201-3633
Mon, Tue, Thur, Fri 8:00 am-5:00 pmWed 10:00 am - 5:00 pm
Branch 03
4480 Rosewood Dr, Columbia, SC, 29209
Mon, Tues, Thur, Fri 8:00 am-5:00 pmWed 10:00 am - 5:00 pm
St. Francis Branch
121 Sumner St, Greenville, SC, 29601-3228
M, Tu, Thurs, Friday b8 to 4:30 Wednesday 10 - 4:30 Closed all days for lunch from 1:30 to 2:30
Louisville
1630 Lyndon Farm Ct Ste 201, Louisville, KY, 40223-5031
Monday - Friday: 8:00 a.m. - 4:30 p.m. EST (Lobby Hours: 8:30 a.m. - 4:00 p.m. EST)
Paradise
13246 State Route 176, Drakesboro, KY, 42337
Monday, Tuesday, Thursday, Friday: 7:00 a.m. - 3:30 p.m. CST Wednesday: 9:00 a.m. - 3:00 p.m. CST
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/caro" target="_blank" rel="noopener">View CARO on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.