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CAMBRIDGE MUNICIPAL EMPLOYEES

Cambridge, MA · Federal Credit Union · Chartered in MA

LICUWell Capitalized

Who can join

Federal government employees

Charter #3056Est. 1939RSSD: 1002672

Members

1,292

Net Worth Ratio

24.04%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$10.4M

Peer Group 3

Members

1,292

as of latest quarter

Net Worth Ratio

24.04%

Well Capitalized

Institution Profile

NCUA

Address

795 Massachusetts Ave., City Hall, Cambridge, MA 02139-3201

Chartered

1939

Branch Locations

3 locations

Membership Eligibility

Federal government employees

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$10.4M

Total Shares

$7.9M

Total Loans

$3.1M

Net Income

$48K

Net Worth Ratio

24.04%

≥7% = Well Capitalized

Members

1,292

Return on Assets

0.46%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.05%

$2K

Loan-to-share ratio: 39.3%· healthy range 60–80%

Branch Locations

NCUA

Cambridge Municipal Employees Federal Credit Union

795 Massachusetts Ave, Cambridge, MA, 02139-3201

Monday through Thursday 8:30 to 4:00. Friday 8:30 to 12:00.

Main

Compusource Systems, Inc.

110 John Muir Dr, Amherst, NY, 14228-1148

Monday - Friday 8:00 to 5:00

Iron Mountain

96 High St, North Billerica, MA, 01862-1614

Monday through Friday 8:00 to 5:00

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.