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C-PLANT

Paducah, KY · Federal Credit Union · Chartered in KY

Well Capitalized

Who can join

Community / multiple bond

Charter #7524Est. 1951RSSD: 441180

Members

15,892

Net Worth Ratio

14.64%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$363.3M

Peer Group 5

Members

15,892

as of latest quarter

Net Worth Ratio

14.64%

Well Capitalized

Institution Profile

NCUA

Address

P.O. Box 9250, Paducah, KY 42002

Chartered

1951

Branch Locations

10 locations

Membership Eligibility

Community / multiple bond

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$363.3M

Total Shares

$308.7M

Total Loans

$139.0M

Net Worth Ratio

14.64%

≥7% = Well Capitalized

Members

15,892

Delinquency Rate (60d+)

0.14%

$194K

Loan-to-share ratio: 45.0%· healthy range 60–80%

Branch Locations

NCUA

Administration

118 Bleich Rd, Paducah, KY, 42003-8703

8:00am - 5:00pm M-F

Main

La Center

339 E Kentucky Dr, La Center, KY, 42056

9 am - 5 pm, Monday - Thursday 9 am - 5:30 pm, Friday

ATMDrive-thru

Southside

3201 Wayne Sullivan Dr, Paducah, KY, 42003

9 am - 5 pm, Monday - Friday 9 am - 5:30 pm, Friday

ATMDrive-thru

Village Square

4900 Village Square Dr, Paducah, KY, 42001

9 am - 5 pm, Monday - Friday 9 am - 5:30 pm, Friday

ATMDrive-thru

Smithland

303 Mill St, Smithland, KY, 42081

9am - 5pm, Monday - Friday

ATMDrive-thru

Morganfield

817 US Highway 60 E, Morganfield, KY, 42437

9 am - 5 pm Monday - Thursday9 am - 5:30 pm Friday

ATMDrive-thru

Madisonville

182 Madison Square Dr, Madisonville, KY, 42431

9 am - 5 pm Monday through Thursday9 am - 5:30 pm Friday

ATMDrive-thru

Marion

411 S Main St, Marion, KY, 42064

Monday - Thursday 9 am - 5 pmFriday 9 am - 5:30 pm

ATMDrive-thru

Lone Oak

2500 Lone Oak Rd, Paducah, KY, 42003-8004

9 am - 5 pm, Monday - Thursday 9 am - 5:30 pm, Friday

ATMDrive-thru

Mayfield Office

1245 Paris Rd, Mayfield, KY, 42066

Monday - Thursday 9 am - 5 pmFriday 9 am - 5:30 pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.