BOWATER EMPLOYEES
Calhoun, TN · State Credit Union · Chartered in TN
Who can join
State government employees (special charter)
Members
20,767
Net Worth Ratio
10.31%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$300.1M
Peer Group 5
Members
20,767
as of latest quarter
Net Worth Ratio
10.31%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$300.1M
Total Shares
$266.6M
Total Loans
$215.9M
Net Income
$965K
Net Worth Ratio
10.31%
≥7% = Well Capitalized
Members
20,767
Return on Assets
0.32%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.51%
$1.1M
Loan-to-share ratio: 81.0%· healthy range 60–80%
Branch Locations
NCUACalhoun Branch
5123 Highway 11 S, Calhoun, TN, 37309
Mon-Thurs 7:30am-4:00pm Friday 7:30am-5:30pm
Athens Branch
1112 Congress Pkwy S, Athens, TN, 37303-2404
Mon-Thurs 9:00-5:00 Friday 9:00-6:00
Hardwick Farms Branch
4531 Hardwick Farms Pkwy NE, Cleveland, TN, 37312-4073
Mon-Thurs 9:00-5:00 Friday 9:00-6:00
King St Branch
1040 King St SE, Cleveland, TN, 37311
9:00 - 5:00 M-Th9:00 - 6:00 F9:00 - 12:30 Sat
Keith St Branch
1007 Keith St NW, Cleveland, TN, 37311-4302
7:30 - 5:00 Mon-Friday Operations Center
Food City Athens Branch
105 S Hill St, Athens, TN, 37303
9am-6pm Monday - Friday 9am-2pm Saturday
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/bowater-employees" target="_blank" rel="noopener">View BOWATER EMPLOYEES on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.