🏦Bank Scorer

BLACKSTONE RIVER

Woonsocket, RI · Federal Credit Union · Chartered in RI

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #24523Est. 1961RSSD: 584199

Members

4,290

Net Worth Ratio

11.04%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$75.3M

Peer Group 4

Members

4,290

as of latest quarter

Net Worth Ratio

11.04%

Well Capitalized

Institution Profile

NCUA

Address

10 Monument Sq, Woonsocket, RI 02895

Chartered

1961

Branch Locations

3 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$75.3M

Total Shares

$66.8M

Total Loans

$29.3M

Net Worth Ratio

11.04%

≥7% = Well Capitalized

Members

4,290

Delinquency Rate (60d+)

0.81%

$236K

Loan-to-share ratio: 43.8%· healthy range 60–80%

Branch Locations

NCUA

Main Office

10 Monument Sq, Woonsocket, RI, 02895

Mon-Thurs: 9am to 4:30pm Fri: 9am to 6pm Sat: 9am to noon

MainATMDrive-thru

Lincoln Branch Office

100 Old River Rd, Lincoln, RI, 02865

Monday through Friday: 8:30am to 4pm

Co-Op Shared Branch Network

10 Monument Sq, Woonsocket, RI, 02895

Mon-Thurs 9am - 4:30pm Fri 9am - 5pm and Sat 9am - 12pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.