BLACK HILLS
Rapid City, SD · Federal Credit Union · Chartered in SD
Who can join
Multiple / other
Members
108,871
Net Worth Ratio
10.45%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$2.37B
Peer Group 6
Members
108,871
as of latest quarter
Net Worth Ratio
10.45%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$2.37B
Total Shares
$2.13B
Total Loans
$1.65B
Net Income
$2.4M
Net Worth Ratio
10.45%
≥7% = Well Capitalized
Members
108,871
Return on Assets
0.10%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.54%
$8.9M
Loan-to-share ratio: 77.7%· healthy range 60–80%
Branch Locations
NCUACorporate
2700 N Plaza Dr, Rapid City, SD, 57702-9303
8:00 am - 5:00 pm Monday through Friday
East North Member Service Center
725 E North St, Rapid City, SD, 57701-1646
Lobby hours 9:00 a.m. - 5:00 p.m. ? Monday through Friday Drive-up hours 7:00 a.m. - 5:30 p.m. ? Monday through Thursday 7:0
Elk Vale Member Service Center
950 Elk Vale Rd, Rapid City, SD, 57703-5705
Lobby hours 9:00 a.m. - 5:00 p.m. ? Monday through Friday Drive-up hours 7:00 a.m. - 5:30 p.m. ? Monday through Thursday 7:0
Plaza Drive Member Service Center
2700 N Plaza Dr, Rapid City, SD, 57702-9303
Lobby hours 9:00 a.m. - 5:00 p.m. ? Monday through Friday Drive-up hours 7:00 a.m. - 5:30 p.m. ? Monday through Thursday
Mountain View Member Service Center
850 Mountain View Rd, Rapid City, SD, 57702-2520
Lobby hours 9:00 a.m. - 5:00 p.m. ? Monday through Friday Drive-up hours 7:00 a.m. - 5:30 p.m. ? Monday through Thursday 7:0
Custer Member Service Center
1135 Mount Rushmore Rd, Custer, SD, 57730-1726
Office hours 9:00 a.m. - 6:00 p.m. ? Monday-Friday 9:00 a.m. - 12:00 noon ? Saturday Drive-up hours 8:00 a.m. - 6:00 p.m. ?
Hot Springs Member Service Center
330 S Chicago St, Hot Springs, SD, 57747-2324
Lobby hours 9:00 a.m. - 5:00 p.m. ? Monday through Friday Drive-up hours 7:30 a.m. - 5:30 p.m. ? Monday through Friday 9:00
Spearfish Member Service Center
835 N Main St, Spearfish, SD, 57783-2037
Lobby hours 9:00 a.m. - 5:00 p.m. ? Monday through Friday Drive-up hours 7:30 a.m. - 5:30 p.m. ? Monday through Friday 8:00
WALL MEMBER SERVICE CENTER
115 S Blvd W, WALL, SD, 57790
M-F 9-5 LOBBY M-F 8-5:30 DRIVE UP SAT 9-12 DRIVE UP
Cheyenne River Member Service Center
PO Box 620, Eagle Butte, SD, 57625-0620
Monday - Friday: 9:00 - 3:00Open until 4:00 of Friday Tribal Paydays
11 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/black-hills" target="_blank" rel="noopener">View BLACK HILLS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.