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BELMONT MUNICIPAL

Belmont, MA · Federal Credit Union · Chartered in MA

Well Capitalized

Who can join

Federal government employees

Charter #4192Est. 1940RSSD: 531979

Members

383

Net Worth Ratio

22.89%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$3.6M

Peer Group 2

Members

383

as of latest quarter

Net Worth Ratio

22.89%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 56, Belmont, MA 02478

Chartered

1940

Branch Locations

1 location

Membership Eligibility

Federal government employees

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$3.6M

Total Shares

$2.8M

Total Loans

$2.3M

Net Income

$18K

Net Worth Ratio

22.89%

≥7% = Well Capitalized

Members

383

Return on Assets

0.50%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.19%

$4K

Loan-to-share ratio: 83.2%· healthy range 60–80%

Branch Locations

NCUA

Main Branch Office

455 Concord Ave, Belmont, MA, 02478

Monday through Friday 7:30am to 1:00pm

Main

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.