BEACON FINANCIAL
Johnson City, TN · State Credit Union · Chartered in TN
Who can join
State government employees (special charter)
Members
2,169
Net Worth Ratio
7.54%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$28.3M
Peer Group 3
Members
2,169
as of latest quarter
Net Worth Ratio
7.54%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$28.3M
Total Shares
$26.3M
Total Loans
$23.4M
Net Income
$-8,131
Net Worth Ratio
7.54%
≥7% = Well Capitalized
Members
2,169
Return on Assets
-0.03%
annualized · >0.5% healthy
Loan-to-share ratio: 88.7%· healthy range 60–80%
Branch Locations
NCUABeacon Financial Credit Union
400 N State of Franklin Rd, Johnson City, TN, 37604
9:00 am - 4:30 pm
Beacon Financial Credit Union
1102 W Market St Ste 20, Johnson City, TN, 37604
9:00 am to 4:30 pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/beacon-financial" target="_blank" rel="noopener">View BEACON FINANCIAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.