🏦Bank Scorer

BEACON CREDIT UNION, INCORPORATED

Lynchburg, VA · State Credit Union · Chartered in VA

LICUWell Capitalized

Who can join

Type 99

Charter #66965Est. 1939RSSD: 1018897

Members

29,761

Net Worth Ratio

11.74%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$378.2M

Peer Group 5

Members

29,761

as of latest quarter

Net Worth Ratio

11.74%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 4319, Lynchburg, VA 24502

Chartered

1939

Branch Locations

11 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$378.2M

Total Shares

$330.1M

Total Loans

$326.1M

Net Income

$679K

Net Worth Ratio

11.74%

≥7% = Well Capitalized

Members

29,761

Return on Assets

0.18%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.10%

$340K

Loan-to-share ratio: 98.8%· healthy range 60–80%

Branch Locations

NCUA

Corporate Office

107 Leroy Bowen Dr, Lynchburg, VA, 24502

By Appointment Only

Main

Forest Rd Branch

19029 Forest Rd, Lynchburg, VA, 24502

9 to 5 M-Th Drive Thru and Lobby 9-6 Fri. Drive Thru and Lobby

ATMDrive-thru

Buena Vista

2101 Forest Ave, Buena Vista, VA, 24416-2733

9 to 5 M-Th Lobby and Drive Thru 9-6 Fri. Lobby and Drive Thru

ATMDrive-thru

Madison Heights

155 Amelon Sq, Madison Heights, VA, 24572-6259

9 to 5 M-Th Lobby and Drive Thru 9-6 Fri. Lobby and Drive Thru

ATMDrive-thru

Danville Piney Forest

630 Piney Forest Rd, Danville, VA, 24540

9-5 M-Th Drive Thru and Lobby 9-6 F Drive Thru and Lobby 9-1 Sat Drive Thru and Lobby Drive Thru--M-TH 8:30-5, F 8:30-6, Sat 10-1

ATMDrive-thru

Langhorne Road

2134 Langhorne Rd, Lynchburg, VA, 24501

9 to 5 M-Th Drive Thru and Lobby 9-6 Fri. Drive Thru and Lobby

ATMDrive-thru

Danville City

320 Old Riverside Dr, Danville, VA, 24541-3454

9-5 M-TH Drive Thru and Lobby 9-6 Fri Drive Thru and Lobby Drive-Thru M-TH 8:30-5, Friday 8:30-6

ATMDrive-thru

Bedford

1629 Forest Rd, Bedford, VA, 24523

9 to 5 M-Th Drive Thru and Lobby 9-6 Fri. Drive Thru and Lobby

ATMDrive-thru

Electric Road Branch

3534 Electric Rd Unit 6, Roanoke, VA, 24018

10-3 M and F 10-1 Tu, Wed and Th And by Appt. Call 434-237-1566

ATM

Logans Office

6320 Logans Ln, Lynchburg, VA, 24502

9-5 M-Th Drive Thru and Lobby 9-6 Fri. Drive Thru and Lobby 9-1 Sat Drive Thru and Lobby

ATMDrive-thru

1 more location not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.