BAKERSFIELD CITY EMPLOYEES
Bakersfield, CA · Federal Credit Union · Chartered in CA
Who can join
Community — open geographic area
Members
2,034
Net Worth Ratio
12.03%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$29.4M
Peer Group 3
Members
2,034
as of latest quarter
Net Worth Ratio
12.03%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$29.4M
Total Shares
$25.5M
Total Loans
$14.1M
Net Income
$82K
Net Worth Ratio
12.03%
≥7% = Well Capitalized
Members
2,034
Return on Assets
0.28%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.03%
$5K
Loan-to-share ratio: 55.2%· healthy range 60–80%
Branch Locations
NCUAMain Office-BCEFCU
2817 16th St, Bakersfield, CA, 93301-3210
9:00 am to 5:30 pm
Strata Credit Union
1717 Truxtun AVe, Bakersfield, CA, 93301
9:00am-5:30pm M-F
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/bakersfield-city-employees" target="_blank" rel="noopener">View BAKERSFIELD CITY EMPLOYEES on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.