🏦Bank Scorer

AVANTI

Watertown, SD · Federal Credit Union · Chartered in SD

Well Capitalized

Who can join

Community / multiple bond

Charter #8801Est. 1953RSSD: 296885

Members

2,963

Net Worth Ratio

11.13%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$31.8M

Peer Group 3

Members

2,963

as of latest quarter

Net Worth Ratio

11.13%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 534, Watertown, SD 57201

Chartered

1953

Branch Locations

1 location

Membership Eligibility

Community / multiple bond

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$31.8M

Total Shares

$28.1M

Total Loans

$18.9M

Net Income

$86K

Net Worth Ratio

11.13%

≥7% = Well Capitalized

Members

2,963

Return on Assets

0.27%

annualized · >0.5% healthy

Delinquency Rate (60d+)

2.40%

$455K

Loan-to-share ratio: 67.3%· healthy range 60–80%

Branch Locations

NCUA

Avanti Federal Credit Union

1620 4th St NE, Watertown, SD, 57201-8604

7:30-5:30 Monday-Friday

MainDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/avanti" target="_blank" rel="noopener">View AVANTI on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.