🏦Bank Scorer

ASHLAND

Ashland, KY · State Credit Union · Chartered in KY

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #61792Est. 1942RSSD: 695497

Members

46,592

Net Worth Ratio

12.18%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$412.5M

Peer Group 5

Members

46,592

as of latest quarter

Net Worth Ratio

12.18%

Well Capitalized

Institution Profile

NCUA

Address

P O Box 391, Ashland, KY 41105

Chartered

1942

Branch Locations

5 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$412.5M

Total Shares

$354.9M

Total Loans

$284.3M

Net Worth Ratio

12.18%

≥7% = Well Capitalized

Members

46,592

Delinquency Rate (60d+)

1.04%

$3.0M

Loan-to-share ratio: 80.1%· healthy range 60–80%

Branch Locations

NCUA

ACU Headquarters

305 MARTIN LUTHER KING JR BLVD, ASHLAND, KY, 41101

M-R 8-5, F 8-6

MainATMDrive-thru

Cottage Grove Branch

8711 E Point Douglas Rd S Ste 101, Cottage Grove, MN, 55016-5031

9 am-5 pm Central Time

ATMDrive-thru

Lexington

100 Valvoline Way, Lexington, KY, 40509

7:30 am-5 pm EST

ATM

Boyd Co Branch

10700 US Route 60, ASHLAND, KY, 41102

8am-5pm

ATMDrive-thru

Ashland Credit Union Russell Branch

1200 Diederich Blvd, Russell, KY, 41169

9am to 5pm Monday-Friday

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.