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ARKANSAS BEST

Fort Smith, AR · Federal Credit Union · Chartered in AR

Well Capitalized

Who can join

Multiple select employee groups

Charter #13737Est. 1960RSSD: 549983

Members

11,439

Net Worth Ratio

16.05%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$144.9M

Peer Group 5

Members

11,439

as of latest quarter

Net Worth Ratio

16.05%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 17020, Fort Smith, AR 72917

Chartered

1960

Branch Locations

1 location

Membership Eligibility

Multiple select employee groups

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$144.9M

Total Shares

$121.5M

Total Loans

$57.3M

Net Worth Ratio

16.05%

≥7% = Well Capitalized

Members

11,439

Delinquency Rate (60d+)

0.17%

$95K

Loan-to-share ratio: 47.2%· healthy range 60–80%

Branch Locations

NCUA

Corporate Office

3501 Old Greenwood Rd, Fort Smith, AR, 72903

8:00 AM - 5:00 PM (CST) M-F Drive Thur 7:30 AM - 5:30 PM (CST) M-F

MainATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.