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ARH

Middlesboro, KY · Federal Credit Union · Chartered in KY

LICUWell Capitalized

Who can join

Community / multiple bond

Charter #20438Est. 1971RSSD: 905888

Members

3,700

Net Worth Ratio

26.47%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$20.0M

Peer Group 3

Members

3,700

as of latest quarter

Net Worth Ratio

26.47%

Well Capitalized

Institution Profile

NCUA

Address

3805 Cumberland Ave, Middlesboro, KY 40965

Chartered

1971

Branch Locations

1 location

Membership Eligibility

Community / multiple bond

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$20.0M

Total Shares

$14.6M

Total Loans

$11.7M

Net Income

$55K

Net Worth Ratio

26.47%

≥7% = Well Capitalized

Members

3,700

Return on Assets

0.27%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.79%

$92K

Loan-to-share ratio: 80.0%· healthy range 60–80%

Branch Locations

NCUA

ARH FEDERAL CREDIT UNION

3805 CUMBERLAND AVE, MIDDLESBORO, KY, 40965

7:30 AM - 4:00 PM MON-THURSDAY 7:30 AM - 6:00 PM FRIDAY

MainDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.