🏦Bank Scorer

ARGENT

Chesterfield, VA · Federal Credit Union · Chartered in VA

LICUWell Capitalized

Who can join

Employee group

Charter #24313Est. 1987RSSD: 251491

Members

35,108

Net Worth Ratio

9.50%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$560.1M

Peer Group 6

Members

35,108

as of latest quarter

Net Worth Ratio

9.50%

Well Capitalized

Institution Profile

NCUA

Address

Post Office Box 72, Chesterfield, VA 23832

Chartered

1987

Branch Locations

9 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$560.1M

Total Shares

$505.4M

Total Loans

$322.0M

Net Worth Ratio

9.50%

≥7% = Well Capitalized

Members

35,108

Delinquency Rate (60d+)

0.34%

$1.1M

Loan-to-share ratio: 63.7%· healthy range 60–80%

Branch Locations

NCUA

Operations Center

11651 Alliance Cir, Chester, VA, 23831-1451

Mon - Fri 7 a.m. - 8 p.m.

Main

U.S. Route 1

5403 Route 1, North Chesterfield, VA, 23234-2257

Mon-Thurs 9 a.m. - 5 p.m. Fri 9 a.m. - 6 p.m.

ATMDrive-thru

Oxbridge

3611 Oxbridge Rd, North Chesterfield, VA, 23236-4225

Mon-Fri 9 a.m. - 6 p.m. Sat 9 a.m. - 12 noon

ATMDrive-thru

Chester

11900 Chester Village Dr, Chester, VA, 23831-1732

Mon-Fri 9 a.m. - 6 p.m. Sat 9 a.m. - 12 noon

ATMDrive-thru

Stonehenge

1901 WalMart Way, Midlothian, VA, 23113

Mon-Thu 9 a.m. - 5 p.m. Fri 9 a.m. - 6 p.m.

ATMDrive-thru

Federal Building

400 N 8th St, Richmond, VA, 23219

Mon/Tue/Thu/Fri 9 am - 5 pm Wed 10 am - 5 pm

ATM

Virginia Center

1200 New York Ave, Glen Allen, VA, 23060

Mon/Tue/Thu/Fri 9 am - 5 pm Wed 10 am - 5 pm

ATM

Staples Mill

8721 Staples Mill Rd, Richmond, VA, 23228

Mon/Tue/Thu/Fri 9 am - 5 pm Wed 10 am - 5 pm

Drive-thru

Woodlake

14901 Dogwood Villas Dr, Chesterfield, VA, 23832

Mon/Tue/Thu/Fri 9 am - 5 pm Wed 10 am - 5 pm

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.