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APPALACHIAN COMMUNITY

Kingsport, TN · Federal Credit Union · Chartered in TN

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #24495Est. 1993RSSD: 261294

Members

12,381

Net Worth Ratio

10.74%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$183.7M

Peer Group 5

Members

12,381

as of latest quarter

Net Worth Ratio

10.74%

Well Capitalized

Institution Profile

NCUA

Address

201 E New St, Kingsport, TN 37660-4334

Chartered

1993

Branch Locations

6 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$183.7M

Total Shares

$162.7M

Total Loans

$149.5M

Net Income

$254K

Net Worth Ratio

10.74%

≥7% = Well Capitalized

Members

12,381

Return on Assets

0.14%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.07%

$106K

Loan-to-share ratio: 91.9%· healthy range 60–80%

Branch Locations

NCUA

Appalachian Community FCU

201 E New St, Kingsport, TN, 37660-4334

M-Th 8:30AM-5:00Pm Fri 8:30AM-5:30PM

MainATM

East Stone Drive Br

1500 E Stone Dr, Kingsport, TN, 37660

Monday -Thursday 8:30am - 5:00pm Friday 8:30am to 5:30pm

ATMDrive-thru

Johnson City Br

3101 Peoples St, Johnson City, TN, 37604

Monday - Thursday 8:30am - 5:00pm Friday 8:30am - 5:30pm

ATMDrive-thru

Rogersville Br

1206 W Main St, Rogersville, TN, 37857

Monday - Thursday 8:30am - 5:00pm Friday 8:30am - 5:30pm

ATMDrive-thru

Norton Virginia Br

1448 Park Ave NW, Norton, VA, 24273

Monday - Thursday 8:30am - 5:00pm Friday 8:30am - 5:30pm

ATMDrive-thru

Church Hill

201 S Central Ave Unit 2, Church Hill, TN, 37642-3603

Monday-Thursday 8:30AM to 5:00PM Friday 8:30AM to 5:30PM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.