AMERICAN LAKE
Lakewood, WA · State Credit Union · Chartered in WA
Who can join
State government employees (special charter)
Members
4,552
Net Worth Ratio
13.97%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$58.6M
Peer Group 4
Members
4,552
as of latest quarter
Net Worth Ratio
13.97%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$58.6M
Total Shares
$49.3M
Total Loans
$23.1M
Net Income
$-90,078
Net Worth Ratio
13.97%
≥7% = Well Capitalized
Members
4,552
Return on Assets
-0.15%
annualized · >0.5% healthy
Delinquency Rate (60d+)
1.72%
$398K
Loan-to-share ratio: 46.8%· healthy range 60–80%
Branch Locations
NCUAALCU - Lakewood
9802 Gravelly Lake Dr SW, Lakewood, WA, 98499-1704
M-Th 9-5Fri 8:30-5:30Sat 9-1Sun closed
ALCU - Camp Murray
Camp Murray, Building 16, Tacoma, WA, 98430-0001
Tue - Fri 9AM - 4PMClosed 12:30PM - 1:15PM daily
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/american-lake" target="_blank" rel="noopener">View AMERICAN LAKE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.