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ALDEN

Chicopee, MA · State Credit Union · Chartered in MA

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #67951Est. 1939RSSD: 424594

Members

12,757

Net Worth Ratio

8.99%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$187.9M

Peer Group 5

Members

12,757

as of latest quarter

Net Worth Ratio

8.99%

Well Capitalized

Institution Profile

NCUA

Address

710 Grattan St, Chicopee, MA 01020-1255

Chartered

1939

Branch Locations

5 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$187.9M

Total Shares

$150.2M

Total Loans

$144.9M

Net Worth Ratio

8.99%

≥7% = Well Capitalized

Members

12,757

Delinquency Rate (60d+)

0.64%

$924K

Loan-to-share ratio: 96.4%· healthy range 60–80%

Branch Locations

NCUA

Main Office

710 Grattan St, Chicopee, MA, 01020-1255

Mon. - Wed. 9:00 AM - 4:00 PM Thurs. 9:00 AM - 6:00 PM Fri. 9:00 AM - 5:00PM Sat. 9:00 AM - 12:00 PM

MainATMDrive-thru

Administrative Office

688 Grattan St, Chicopee, MA, 01020-1255

Closed to the public. No stated office hours.

Iron Mountain

1101 Enterprise Dr, Royersford, PA, 19468-4201

Mon. - Fri. 9:00 AM - 5:00 PM

COCC Co-Location Site

135 Darling Dr, Avon, CT, 06001-4218

Restricted access - not open to the public

Belchertown

175 State St, Belchertown, MA, 01007-9033

8am-5pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.