1ST UNITED
Pleasanton, CA · State Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
61,429
Net Worth Ratio
12.05%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$1.25B
Peer Group 6
Members
61,429
as of latest quarter
Net Worth Ratio
12.05%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$1.25B
Total Shares
$1.10B
Total Loans
$805.3M
Net Income
$2.4M
Net Worth Ratio
12.05%
≥7% = Well Capitalized
Members
61,429
Return on Assets
0.19%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.08%
$660K
Loan-to-share ratio: 73.3%· healthy range 60–80%
Branch Locations
NCUAMain
5901 Gibraltar Dr, Pleasanton, CA, 94588
M - F, 9:00AM- 5:00PM
Hayward Branch
109 Review Way, Hayward, CA, 94544
M - F, 9:00AM - 5:00PM
Alameda Branch
2680 5th St Ste A, Alameda, CA, 94501
M - F, 9:00AM-5:00PM Sat, 9:00AM-1:00PM
Castro Valley Branch
3365 Castro Valley Blvd, Castro Valley, CA, 94546
M - F, 9:00AM-5:00PM Sat, 9:00AM-1:00PM
Fremont Central Branch
2710 Mowry Ave, Fremont, CA, 94538-1609
M - F, 9:00AM-5:00PM Sat 9:00AM - 1:00PM
San Leandro Branch
600 Bancroft Ave, San Leandro, CA, 94577-2904
M - F, 9:00AM-5:00PM Sat, 9:00AM-1:00PM
Oakland - Rockridge Branch
6300 College Ave Ste 110, Oakland, CA, 94618
M-F 9:00am-5:00pm Saturday 9:00am-1:00pm
Livermore Branch
4518 Las Positas Rd, Livermore, CA, 94551
M - F: 9:00 AM - 5:00 PMSat: 9:00 AM - 5:00PM
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/1st-united" target="_blank" rel="noopener">View 1ST UNITED on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.