1ST MIDAMERICA
Bethalto, IL · State Credit Union · Chartered in IL
Who can join
Type 99
Members
64,144
Net Worth Ratio
12.92%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$1.01B
Peer Group 6
Members
64,144
as of latest quarter
Net Worth Ratio
12.92%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$1.01B
Total Shares
$867.5M
Total Loans
$855.8M
Net Income
$1.2M
Net Worth Ratio
12.92%
≥7% = Well Capitalized
Members
64,144
Return on Assets
0.12%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.28%
$2.4M
Loan-to-share ratio: 98.6%· healthy range 60–80%
Branch Locations
NCUABethalto 140 Office
731 E Bethalto Dr, Bethalto, IL, 62010
Lobby Hours Monday-Thursday 9am-5pm Friday 9am-6pm Saturday 9am-12pmDrive Thru HoursMonday-Friday 8am-6pm Saturday 8am-12pm
Godfrey Office
5301 Godfrey Rd, Godfrey, IL, 62035
Lobby Hours Monday-Thursday 9am-5pm Friday 9am-6pm Saturday 9am-12pmDrive Thru HoursMonday-Friday 8am-6pm Saturday 8am-12pm
College Office
3553 College Ave, Alton, IL, 62002
Lobby Hours Monday-Friday 9am-5pm Sat 9am-12pm Drive Thru Hours Monday-Friday 8am-5pm Saturday 8am-12pm
Jerseyville Office
300 W County Rd, Jerseyville, IL, 62052
Lobby Hours Monday-Thursday 9am-5pm Friday 9am-6pm Saturday 9am-12pmDrive Thru HoursMonday-Friday 8am-6pm Saturday 8am-12pm
Independence Office
19301 E Valley View Pkwy, Independence, MO, 64055
Lobby Hours Monday-Friday 9am-5pm Saturday 8am-12pm Drive Thru Hours Monday-Friday 8am-5pm Saturday 8am-12pm
Wood River Office
1795 E Edwardsville Rd, Wood River, IL, 62095
Lobby Hours Monday-Thursday 9am-5pm Friday 9am-6pm Saturday 9am-12pmDrive Thru HoursMonday-Friday 8am-6pm Saturday 8am-12pm
Edwardsville Office
1702 Troy Rd, Edwardsville, IL, 62025
Lobby Hours Monday-Thursday 9am-5pm Friday 9am-6pm Saturday 9am-12pmDrive Thru HoursMonday-Friday 8am-6pm Saturday 8am-12pm
Decatur Office
202 E Ash Ave, Decatur, IL, 62526
Lobby Hours Monday-Thursday 9am-5pm Friday 9am-6pm Saturday 9am-12pmDrive Thru HoursMonday-Friday 8am-6pm Saturday 8am-12pm
Granite City Office
3830 Nameoki Rd, Granite City, IL, 62040
Lobby Hours Monday-Thursday 9am-5pm Friday 9am -6pm Saturday 9am-12pm Drive Thru Hours Monday-Friday 8am-6pm Saturday 8am-12pm
Troy Office
100 McDonald Dr, Troy, IL, 62294
Lobby Hours Monday-Thursday 9am-5pm Friday 9am-6pm Saturday 9am-12pmDrive Thru HoursMonday-Friday 8am-6pm Saturday 8am-12pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/1st-midamerica" target="_blank" rel="noopener">View 1ST MIDAMERICA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.