1ST COMMUNITY
Sparta, WI · State Credit Union · Chartered in WI
Who can join
State government employees (special charter)
Members
15,743
Net Worth Ratio
9.60%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$284.8M
Peer Group 5
Members
15,743
as of latest quarter
Net Worth Ratio
9.60%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$284.8M
Total Shares
$253.2M
Total Loans
$216.2M
Net Worth Ratio
9.60%
≥7% = Well Capitalized
Members
15,743
Delinquency Rate (60d+)
0.42%
$906K
Loan-to-share ratio: 85.4%· healthy range 60–80%
Branch Locations
NCUA1st CCU Sparta
1000 W Wisconsin St, Sparta, WI, 54656-2230
Monday - Friday 8:00 a.m. to 5:00 p.m. Saturday - 8:00 a.m. to 11:30 a.m.
1st CCU West Salem
1410 W City Highway 16, West Salem, WI, 54669-1936
Monday - Friday 8:00 a.m. to 5:00 p.m. Saturday - 8:30 a.m. to 12:00 p.m.
1st CCU Tomah
220 Buan St, Tomah, WI, 54660
Monday - Thursday 8:00 a.m. to 5:00 p.m. Friday 8:00 a.m. to 5:30 p.m. Saturday 8:30 a.m. to 11:30 a.m.
Sparta Lending Admin
1020 W Wisconsin St, Sparta, WI, 54656-2230
Mon - Fri 8:00 a.m. to 5:00 p.m.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/1st-community-wi" target="_blank" rel="noopener">View 1ST COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.