Community Reinvestment Act exam results for 6,680 US banks. Exams conducted by the OCC, Federal Reserve, and FDIC going back to 1990.
Rating Distribution
| Bank↑ | Location | Regulator | Exam Date | Assets | Rating |
|---|---|---|---|---|---|
| UNITY BANK OF MISSISSIPPI | HOLLY SPRINGS, MS | FDIC | Jul 2025 | $288M | Satisfactory |
| UNITY NATIONAL BANK OF HOUSTON | HOUSTON, TX | OCC | Feb 2022 | $236M | Satisfactory |
| UNIVERSAL BANK | WEST COVINA, CA | OTS | Nov 2007 | $373M | Satisfactory |
| UNIVERSAL BANK | WEST COVINA, CA | OCC | Apr 2024 | — | Outstanding |
| UNIVERSITY BANK | ANN ARBOR, MI | FDIC | Feb 2025 | $1.1B | Satisfactory |
| UNIVERSITY NATIONAL BANK | PITTSBURG, KS | OCC | Jul 2006 | — | Outstanding |
| UNIVEST B&TC | SOUDERTON, PA | FRB | Dec 2022 | — | Satisfactory |
| UNIVEST NATIONAL BANK AND TRUAT CO. | SOUDERTON, PA | OCC | Dec 2009 | — | Satisfactory |
| UPPER PENINSULA STATE BANK | ESCANABA, MI | FDIC | May 2023 | $371M | Satisfactory |
| URBAN TRUST BANK | LAKE MARY, FL | OCC | May 2014 | — | Satisfactory |
| US METRO BANK | GARDEN GROVE, CA | FDIC | Mar 2023 | $1.6B | Satisfactory |
| USAA FEDERAL SAVINGS BANK | PHOENIX, TX | OCC | Jun 2025 | — | Outstanding |
| USAA FEDERAL SAVINGS BANK | PHOENIX, AZ | OTS | Feb 2011 | $109.7B | Outstanding |
| USAMERIBANK | CLEARWATER, FL | FRB | Nov 2015 | — | Satisfactory |
| UTAH INDEP BK | SALINA, UT | FRB | Nov 2025 | — | Satisfactory |
| UWHARRIE BK | ALBEMARLE, NC | FRB | May 2024 | — | Satisfactory |
| VA COMMONWEALTH BK | PETERSBURG, VA | FRB | Oct 2013 | — | Satisfactory |
| VALLEY BANK OF COMMERCE | ROSWELL, NM | FDIC | Feb 2020 | $298M | Satisfactory |
| VALLEY BANK OF KALISPELL | KALISPELL, MT | FDIC | Nov 2025 | $211M | Satisfactory |
| VALLEY BANK OF NEVADA | NORTH LAS VEGAS, NV | FDIC | Sep 2022 | $250M | Satisfactory |
| VALLEY BANK, N.A. | ELK POINT, SD | OCC | Jul 2002 | — | Satisfactory |
| VALLEY BK | ROANOKE, VA | FRB | May 2013 | — | Satisfactory |
| VALLEY BK GLASGOW | GLASGOW, MT | FRB | Oct 2018 | — | Satisfactory |
| VALLEY BK OF ARIZONA | PHOENIX, AZ | FRB | Jan 2002 | — | Satisfactory |
| VALLEY BK OF HELENA | HELENA, MT | FRB | Jan 2011 | — | Outstanding |