Community Reinvestment Act exam results for 6,680 US banks. Exams conducted by the OCC, Federal Reserve, and FDIC going back to 1990.
Rating Distribution
| Bankโ | Location | Regulator | Exam Date | Assets | Rating |
|---|---|---|---|---|---|
| SOUTHERN BK | POPLAR BLUFF, MO | FRB | Oct 2023 | โ | Satisfactory |
| SOUTHERN BK OF COMMERCE | PARAGOULD, AR | FRB | Jan 2009 | โ | Satisfactory |
| SOUTHERN BK OF TN | MOUNT JULIET, TN | FRB | Jun 2024 | โ | Satisfactory |
| SOUTHERN CMNTY B&TC | WINSTON-SALEM, NC | FRB | Jun 2005 | โ | Satisfactory |
| SOUTHERN CMRL BK |
| SAINT LOUIS, MO |
| FRB |
| Jun 2013 |
| โ |
| Outstanding |
| SOUTHERN FIRST BANK | GREENVILLE, SC | FDIC | May 2025 | $4.6B | Satisfactory |
| SOUTHERN FIRST BANK, NATIONAL ASSOCIATION | GREENVILLE, SC | OCC | Nov 2010 | โ | Satisfactory |
| SOUTHERN FNCL BK | WARRENTON, VA | FRB | Feb 2003 | โ | Satisfactory |
| SOUTHERN HERITAGE BANK | JONESVILLE, LA | FDIC | Aug 2023 | $403M | Satisfactory |
| SOUTHERN HILLS COMMUNITY BANK | LEESBURG, OH | OCC | Sep 2023 | โ | Satisfactory |
| SOUTHERN HILLS COMMUNITY BANK | LEESBURG, OH | OTS | Jul 2008 | $206M | Outstanding |
| SOUTHERN ILLINOIS BANK | JOHNSTON CITY, IL | FDIC | Aug 2023 | $138M | Satisfactory |
| SOUTHERN INDEPENDENT BANK | OPP, AL | FDIC | Jul 2024 | $403M | Satisfactory |
| SOUTHERN MICHIGAN BANK & TRUST | COLDWATER, MI | FDIC | Aug 2025 | $1.7B | Satisfactory |
| SOUTHERN MISSOURI BANK & TRUST CO. | POPLAR BLUFF, MO | FDIC | Dec 2008 | $5.1B | Satisfactory |
| SOUTHERNTRUST BANK | MARION, IL | FDIC | Feb 2023 | $283M | Satisfactory |
| SOUTHFIRST BANK | SYLACAUGA, AL | OCC | May 2017 | โ | Satisfactory |
| SOUTHPOINT BANK | BIRMINGHAM, AL | FDIC | Apr 2023 | $1.4B | Satisfactory |
| SOUTHSIDE BANK | TYLER, TX | FDIC | Apr 2025 | $8.8B | Satisfactory |
| SOUTHSTAR BANK, S.S.B. | MOULTON, TX | FDIC | Feb 2026 | $1.3B | Satisfactory |
| SOUTHSTATE BANK, NATIONAL ASSOCIATION | WINTER HAVEN, FL | OCC | May 2024 | $67.9B | Satisfactory |
| SOUTHTRUST BANK, NATIONAL ASSOCIATION | GEORGE WEST, TX | OCC | Nov 2022 | โ | Satisfactory |
| SOUTHTRUST BK | BIRMINGHAM, AL | FRB | May 2003 | โ | Satisfactory |
| SOUTHWEST BANK | ODESSA, TX | FDIC | Jul 2024 | $698M | Satisfactory |
| SOUTHWEST BK | FORT WORTH, TX | FRB | Apr 2016 | โ | Satisfactory |