Community Reinvestment Act exam results for 6,680 US banks. Exams conducted by the OCC, Federal Reserve, and FDIC going back to 1990.
Rating Distribution
| Bank↑ | Location | Regulator | Exam Date | Assets | Rating |
|---|---|---|---|---|---|
| OAKSTAR BK | SPRINGFIELD, MO | FRB | Feb 2025 | — | Satisfactory |
| OAKWOOD BANK | PIGEON FALLS, WI | FDIC | Apr 2025 | $151M | Satisfactory |
| OAKWORTH CAPITAL BANK | BIRMINGHAM, AL | FDIC | Jul 2025 | $2.0B | Satisfactory |
| OBA BANK | GERMANTOWN, MD | OCC | Dec 2012 | — | Outstanding |
| OCEAN BANK |
| MIAMI, FL |
| FDIC |
| Dec 2023 |
| $7.5B |
| Satisfactory |
| OCEAN CITY HOME BANK | OCEAN CITY, NJ | OCC | May 2016 | — | Satisfactory |
| OCEAN NATIONAL BANK | PORTSMOUTH, ME | OCC | Feb 2006 | — | Satisfactory |
| OCEANFIRST BANK | TOMS RIVER, NJ | OCC | Oct 2015 | — | Outstanding |
| OCEANFIRST BANK | TOMS RIVER, NJ | OTS | Apr 2009 | $14.5B | Outstanding |
| OCEANFIRST BANK, NATIONAL ASSOCIATION | TOMS RIVER, NJ | OCC | Nov 2024 | — | Outstanding |
| OCONEE FEDERAL SAVINGS AND LOAN ASSOCIATION | SENECA, SC | OCC | Mar 2024 | $665M | Satisfactory |
| OCONEE STATE BANK | WATKINSVILLE, GA | FDIC | Sep 2025 | $722M | Satisfactory |
| ODIN STATE BANK | ODIN, MN | FDIC | Aug 2025 | $79M | Outstanding |
| OHIO HERITAGE BK | COSHOCTON, OH | FRB | Dec 2013 | — | Satisfactory |
| OHIO STATE BANK | BEXLEY, OH | FDIC | Jun 2021 | $481M | Satisfactory |
| OHIO VALLEY BK CO | GALLIPOLIS, OH | FRB | Mar 2025 | — | Outstanding |
| OHIO VALLEY NATIONAL BANK | HENDERSON, KY | OCC | Oct 2003 | — | Satisfactory |
| OHNWARD BANK & TRUST | CASCADE, IA | FDIC | May 2025 | $489M | Satisfactory |
| OKLAHOMA BANK AND TRUST COMPANY | CLINTON, OK | FDIC | Dec 2020 | $205M | Satisfactory |
| OKLAHOMA CAP BK | TULSA, OK | FRB | Feb 2022 | — | Satisfactory |
| OKLAHOMA NATIONAL BANK & TRUST COMPANY | TULSA, OK | OCC | Feb 2002 | — | Satisfactory |
| OKLAHOMA STATE BANK | BUFFALO, OK | FDIC | Apr 2021 | $67M | Satisfactory |
| OLATHE ST BK | OLATHE, CO | FRB | Oct 2003 | — | Satisfactory |
| OLD DOMINION NATIONAL BANK | CHARLOTTESVILLE, VA | OCC | May 2025 | $1.6B | Satisfactory |
| OLD LINE BK | BOWIE, MD | FRB | Jul 2013 | — | Satisfactory |