WFSB MUTUAL HOLDING CO is the bank holding company. WASHINGTON FINANCIAL BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

SLHC

WFSB MUTUAL HOLDING CO

Legal name: WFSB MUTUAL HOLDING COMPANY

1 active bank · $1.5B combined assets

RSSD ID: 3831326 (FFIEC NIC)

Combined Assets

$1.5B

CRA Rating Summary

Satisfactory1charter

Across all 5 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankWASHINGTON FINANCIAL BANKWASHINGTON, PASatisfactory$1.5BView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$1.5B

1 active bank

Consumer Complaints (12 mo)

1 all time · filed with CFPB

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$1.2B

Net Income

$4M

ROA (avg)

1.09%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

262

Origination Rate

72.14%

Denial Rate

14.12%

Consumer Complaints

CFPB

Aggregated across all active bank charters in this group.

Last 12 Months

All Time

Top Category

Payday loan, title loan, personal loan, or advance loan

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Current Rating	Exam Date
WASHINGTON FINANCIAL BANK	WASHINGTON, PA	FDIC	$1.5B	Satisfactory	Apr 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.