WEST 4 BANCSHARES INC operates 2 active bank charters, each examined independently for CRA compliance.
Bank Holding Company
WEST 4 BANCSHARES INC
Legal name: WEST 4 BANCSHARES, INC.
2 active banks · $162M combined assets
RSSD ID: 5947294 (FFIEC NIC)
Combined Assets
$162M
CRA Rating Summary
Outstanding1charter
Satisfactory1charter
Across all 20 exams on record for this holding company's charters, 85% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Outstanding
1 of 2 banks · Exceeds expectations for community lending
Combined Assets
$162M
2 active banks
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$132M
Net Income
$451K
ROA (avg)
1.09%
asset-weighted avg
Active Bank Charters2
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| THE FIRST STATE BANK OF HEALY | HEALY, KS | FDIC | $113M | 100.0% | Satisfactory | May 2025 |
| THE FIRST STATE BANK OF RANSOM | RANSOM, KS | FDIC | $49M | 100.0% | Outstanding | Jul 2025 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.