WESBANCO INC is the bank holding company. WESBANCO BANK, INC. is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

FHD

WESBANCO INC

Legal name: WESBANCO, INC.

1 active bank · 12 merged/absorbed · $27.4B combined assets

RSSD ID: 1070448 (FFIEC NIC)

Combined Assets

$27.4B

CRA Rating Summary

Outstanding1charter

Across all 27 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankWESBANCO BANK, INC.WHEELING, WVOutstanding$27.4BView profile →

At a Glance

Dominant CRA Rating

Outstanding

1 of 1 bank · Exceeds expectations for community lending

Combined Assets

$27.4B

1 active bank

Consumer Complaints (12 mo)

13 all time · filed with CFPB

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$21.8B

Net Income

$94M

ROA (avg)

1.37%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

6,746

Origination Rate

65.67%

Denial Rate

17.76%

Consumer Complaints

CFPB

Aggregated across all active bank charters in this group.

Last 12 Months

All Time

Top Category

Checking or savings account

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
WESBANCO BANK, INC.	WHEELING, WV	FDIC	$27.4B	100.0%	Outstanding	Jul 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.