VANDERBILT HOLDING CO INC is the bank holding company. FAIRFAX STATE SAVINGS BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

VANDERBILT HOLDING CO INC

Legal name: VANDERBILT HOLDING COMPANY, INC.

1 active bank · $288M combined assets

RSSD ID: 2524537 (FFIEC NIC)

Combined Assets

$288M

CRA Rating Summary

Satisfactory1charter

Across all 9 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankFAIRFAX STATE SAVINGS BANKFAIRFAX, IASatisfactory$288MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$288M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$245M

Net Income

$420K

ROA (avg)

0.59%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

Origination Rate

66.67%

Denial Rate

13.33%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
FAIRFAX STATE SAVINGS BANK	FAIRFAX, IA	FDIC	$288M	100.0%	Satisfactory	May 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.