UNITED BCORP OF ALABAMA INC is the bank holding company. UNITED BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

FHD

UNITED BCORP OF ALABAMA INC

Legal name: UNITED BANCORPORATION OF ALABAMA, INC.

1 active bank · 1 merged/absorbed · $1.5B combined assets

RSSD ID: 1083895 (FFIEC NIC)

Combined Assets

$1.5B

CRA Rating Summary

Outstanding1charter

Across all 12 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankUNITED BANKATMORE, ALOutstanding$1.5BView profile →

At a Glance

Dominant CRA Rating

Outstanding

1 of 1 bank · Exceeds expectations for community lending

Combined Assets

$1.5B

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$1.2B

Net Income

$4M

ROA (avg)

1.13%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
UNITED BANK	ATMORE, AL	FDIC	$1.5B	100.0%	Outstanding	Nov 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.