UNION FINANCIAL CORP is the bank holding company. UNION BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.
Bank Holding Company
UNION FINANCIAL CORP
Legal name: UNION FINANCIAL CORPORATION
1 active bank · $381M combined assets
RSSD ID: 1250204 (FFIEC NIC)
Combined Assets
$381M
CRA Rating Summary
Needs to Improve1charter
Across all 8 exams on record for this holding company's charters, 88% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Needs to Improve
1 of 1 bank · Falls short on community lending
Combined Assets
$381M
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$304M
Net Income
$225K
ROA (avg)
0.23%
asset-weighted avg
Active Bank Charters1
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| UNION BANK | GRAND RAPIDS, MI | FDIC | $381M | 100.0% | Needs to Improve | Jul 2024 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.