UNION BCORP INC is the bank holding company. THE UNION BANKING COMPANY is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.
Bank Holding Company
UNION BCORP INC
Legal name: UNION BANCORP, INC.
1 active bank · $54M combined assets
RSSD ID: 1071614 (FFIEC NIC)
Combined Assets
$54M
CRA Rating Summary
Needs to Improve1charter
Across all 10 exams on record for this holding company's charters, 70% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Needs to Improve
1 of 1 bank · Falls short on community lending
Combined Assets
$54M
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$45M
Net Income
$15K
ROA (avg)
0.11%
asset-weighted avg
Active Bank Charters1
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| THE UNION BANKING COMPANY | WEST MANSFIELD, OH | FDIC | $54M | 100.0% | Needs to Improve | Dec 2025 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.