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UNION BANCSHARES MHC is the bank holding company. UNION SAVINGS BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.
Bank Holding Company

UNION BANCSHARES MHC

Legal name: UNION BANCSHARES, MHC

1 active bank · $183M combined assets

RSSD ID: 2887296 (FFIEC NIC)

Combined Assets

$183M

CRA Rating Summary

Outstanding1charter

Across all 8 exams on record for this holding company's charters, 88% resulted in Outstanding or Satisfactory.

Primary bankUNION SAVINGS BANKFREEPORT, ILOutstanding$183MView profile →

At a Glance

Dominant CRA Rating

Outstanding

1 of 1 bank · Exceeds expectations for community lending

Combined Assets

$183M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$167M

Net Income

$179K

ROA (avg)

0.39%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

CharterLocationRegulatorAssetsCurrent RatingExam Date
UNION SAVINGS BANKFREEPORT, ILFDIC$183MOutstandingNov 2020

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.