SYNCHRONY FINANCIAL is the bank holding company. GE CAPITAL CONSUMER CARD COMPANY is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

SLHC

SYNCHRONY FINANCIAL

1 active bank · $114.9B combined assets

RSSD ID: 4504654 (FFIEC NIC)

Combined Assets

$114.9B

CRA Rating Summary

Outstanding1charter

Across all 5 exams on record for this holding company's charters, 80% resulted in Outstanding or Satisfactory.

Primary bankGE CAPITAL CONSUMER CARD COMPANYDRAPER, UTOutstanding$114.9BView profile →

At a Glance

Dominant CRA Rating

Outstanding

1 of 1 bank · Exceeds expectations for community lending

Combined Assets

$114.9B

1 active bank

Consumer Complaints (12 mo)

541

1,610 all time · filed with CFPB

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$85.8B

Net Income

$743M

ROA (avg)

2.62%

asset-weighted avg

Consumer Complaints

CFPB

Aggregated across all active bank charters in this group.

Last 12 Months

541

All Time

1,610

Top Category

Credit card or prepaid card

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
GE CAPITAL CONSUMER CARD COMPANY	DRAPER, UT	FDIC	$114.9B	100.0%	Outstanding	Feb 2003

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.