SOUTHERN BCORP INC operates 2 active bank charters, each examined independently for CRA compliance.
FHD
SOUTHERN BCORP INC
Legal name: SOUTHERN BANCORP, INC
2 active banks · 5 merged/absorbed · $4.6B combined assets
RSSD ID: 1248939 (FFIEC NIC)
Combined Assets
$4.6B
CRA Rating Summary
Outstanding1charter
Satisfactory1charter
Across all 32 exams on record for this holding company's charters, 88% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Outstanding
1 of 2 banks · Exceeds expectations for community lending
Combined Assets
$4.6B
2 active banks
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$3.7B
Net Income
$11M
ROA (avg)
0.96%
asset-weighted avg
Active Bank Charters2
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| ELK HORN BANK AND TRUST COMPANY | ARKADELPHIA, AR | FDIC | $2.8B | 100.0% | Satisfactory | Dec 2004 |
| BANK OF PLATO | MOUNTAIN GROVE, MO | FDIC | $1.8B | — | Outstanding | Nov 1997 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.