SCHERTZ BANCSHARES CORP is the bank holding company. SCHERTZ BANK & TRUST is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

SCHERTZ BANCSHARES CORP

Legal name: SCHERTZ BANCSHARES CORPORATION

1 active bank · $762M combined assets

RSSD ID: 1105443 (FFIEC NIC)

Combined Assets

$762M

CRA Rating Summary

Satisfactory1charter

Across all 10 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankSCHERTZ BANK & TRUSTSCHERTZ, TXSatisfactory$762MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$762M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$646M

Net Income

$4M

ROA (avg)

2.05%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2018Lender rankings →

Aggregated HMDA data across all active charters for 2018.

Applications

Origination Rate

92.31%

Denial Rate

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
SCHERTZ BANK & TRUST	SCHERTZ, TX	FDIC	$762M	100.0%	Satisfactory	Aug 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.