RICH LAND BCORP INC is the bank holding company. TRUSTBANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

FHD

RICH LAND BCORP INC

Legal name: RICH LAND BANCORP, INC.

1 active bank · 2 merged/absorbed · $636M combined assets

RSSD ID: 1098161 (FFIEC NIC)

Combined Assets

$636M

CRA Rating Summary

Satisfactory1charter

Across all 14 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankTRUSTBANKOLNEY, ILSatisfactory$636MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$636M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$557M

Net Income

$3M

ROA (avg)

1.85%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

124

Origination Rate

79.84%

Denial Rate

7.26%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
TRUSTBANK	OLNEY, IL	FDIC	$636M	100.0%	Satisfactory	Sep 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.