R DEAN PHILLIPS BK TR DATED 11-19-2004
Legal name: R. DEAN PHILLIPS BANK TRUST DATED 11-19-2004
6 active banks · 1 merged/absorbed · $1.5B combined assets
RSSD ID: 5558681 (FFIEC NIC)
Combined Assets
$1.5B
CRA Rating Summary
Across all 46 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
6 of 6 banks · Meets expectations for community lending
Combined Assets
$1.5B
6 active banks
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$1.3B
Net Income
$7M
ROA (avg)
1.97%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2024.
Applications
119
Origination Rate
85.71%
Denial Rate
7.56%
Active Bank Charters6
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Current Rating | Exam Date |
|---|---|---|---|---|---|
| F&M BANK | WEST POINT, NE | FDIC | $361M | Satisfactory | Mar 2023 |
| KAW VALLEY BANK | TOPEKA, KS | FDIC | $345M | Satisfactory | Sep 2021 |
| TOWN & COUNTRY BANK MIDWEST | QUINCY, IL | FDIC | $287M | Satisfactory | Oct 2025 |
| TOWN & COUNTRY BANK | LAS VEGAS, NV | FDIC | $227M | Satisfactory | Sep 2017 |
| F&M BANK | FALLS CITY, NE | FDIC | $142M | Satisfactory | Jul 2025 |
| THE CITIZENS BANK OF EDINA | EDINA, MO | FDIC | $104M | Satisfactory | Jun 2021 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.