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PIPER HOLDINGS INC is the bank holding company. THE FOUNTAIN TRUST COMPANY is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.
Bank Holding Company

PIPER HOLDINGS INC

Legal name: PIPER HOLDINGS, INC.

1 active bank · 1 merged/absorbed · $855M combined assets

RSSD ID: 3033045 (FFIEC NIC)

Combined Assets

$855M

CRA Rating Summary

Satisfactory1charter

Across all 15 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankTHE FOUNTAIN TRUST COMPANYCOVINGTON, INSatisfactory$855MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$855M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$757M

Net Income

$2M

ROA (avg)

1.08%

asset-weighted avg

Mortgage Lending (HMDA)

Aggregated HMDA data across all active charters for 2024.

Applications

292

Origination Rate

65.75%

Denial Rate

20.89%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

CharterLocationRegulatorAssetsOwnershipCurrent RatingExam Date
THE FOUNTAIN TRUST COMPANYCOVINGTON, INFDIC$855M100.0%SatisfactoryAug 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.