PERHAM STATE BANCSHARES INC is the bank holding company. UNITED COMMUNITY BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

PERHAM STATE BANCSHARES INC

Legal name: PERHAM STATE BANCSHARES, INC.

1 active bank · $352M combined assets

RSSD ID: 1126242 (FFIEC NIC)

Combined Assets

$352M

CRA Rating Summary

Satisfactory1charter

Across all 9 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankUNITED COMMUNITY BANKPERHAM, MNSatisfactory$352MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$352M

1 active bank

Consumer Complaints (12 mo)

2 all time · filed with CFPB

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$321M

Net Income

$842K

ROA (avg)

0.95%

asset-weighted avg

Consumer Complaints

CFPB

Aggregated across all active bank charters in this group.

Last 12 Months

All Time

Top Category

Checking or savings account

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
UNITED COMMUNITY BANK	PERHAM, MN	FDIC	$352M	100.0%	Satisfactory	Aug 2022

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.