PEOPLES BANCSHARES GAMBIER INC is the bank holding company. THE PEOPLES BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.
Bank Holding Company
PEOPLES BANCSHARES GAMBIER INC
Legal name: PEOPLES BANCSHARES OF GAMBIER INC.
1 active bank · $59M combined assets
RSSD ID: 1427734 (FFIEC NIC)
Combined Assets
$59M
CRA Rating Summary
Needs to Improve1charter
Across all 9 exams on record for this holding company's charters, 89% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Needs to Improve
1 of 1 bank · Falls short on community lending
Combined Assets
$59M
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$53M
Net Income
$29K
ROA (avg)
0.2%
asset-weighted avg
Active Bank Charters1
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| THE PEOPLES BANK | GAMBIER, OH | FDIC | $59M | 100.0% | Needs to Improve | Jul 2024 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.