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PB BANCSHARES EMP STK OWNERSHIP PLAN is the bank holding company. PEOPLES BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.
Bank Holding Company

PB BANCSHARES EMP STK OWNERSHIP PLAN

1 active bank · $429M combined assets

RSSD ID: 4262525 (FFIEC NIC)

Combined Assets

$429M

CRA Rating Summary

Satisfactory1charter

Across all 8 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankPEOPLES BANKCLIFTON, TNSatisfactory$429MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$429M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$369M

Net Income

$2M

ROA (avg)

1.76%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

CharterLocationRegulatorAssetsCurrent RatingExam Date
PEOPLES BANKCLIFTON, TNFDIC$429MSatisfactoryAug 2018

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.